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Ant said in a report last month that one in four consumers aged between 18 and 27 use pay-by-credit services Ant Check Later, translating into 45 million young adults using the "money of tomorrow" for discretionary purchases. The report also found that customers born in the 1990s constituted 47.3 percent of the platform's 100 million registered users.

Ant Financial now operates Alipay, one of the world's largest mobile and online payment platform, controlling more than 50 percent of China's mobile market where QR code, or quick response code, has become dominant in the digital payment sector.

Anzhelika Kazakova, a Russian IT engineer in Beijing who has constantly traveled by train over the past seven years, said the lack of English service on the 12306.cn often complicates ticket booking.

Another project in the pipeline for Shanghai is a hotel in a Mediterranean style, with an Italian kitchen, South of France and Italian-style decoration, and an indoor garden.

Ankara has been recently tightening operations against suspects linked to the Gulen movement.